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Free Credit Report Without Credit Card? |
Joe_Oh
117 Posts
Member Since: 06/15/2004
Cincinnati, OH
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Posted: 14:26 on 01-16-2005
I've been looking around at some "free credit report" sites and so far all the ones I been to want a credit card for the "free 30 day trial" thing, but I dont have any open credit card accounts because they're all in charge off and I'm working with a credit counselor to get them paid down.
Anyhoo, is there anywhere I can get a credit check without having to try a 30 day trial thing? I already tried the sites that let you annually check your credit due to the new laws that passed recently.
Thanx-
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yzerone
75 Posts
Member Since: 01/01/2005
Starbuck, MN
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Posted: 14:52 on 01-16-2005
as far as i'm concerned, all those free for 30 days things are a sham. It will not be a very detailed credit report anyway, probably without scores.
You best bet is to get friendly with a mortgage broker and have him run you one. It only costs $10-20 so as usual the government is creating legislation for something that shouldn't even be an issue.
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loon
1167 Posts
Member Since: 03/27/2003
Duluth, MN
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Posted: 14:54 on 01-16-2005
Ask your credit counselor for one, I'm surprised they haven't shared it already. If you have been denied credit, there are instructions about how to get an obligatory copy of your credit. Nowadays you just have to call a phone number and enter the data, they'll send it right out.
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Joe_Oh
117 Posts
Member Since: 06/15/2004
Cincinnati, OH
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Posted: 15:02 on 01-16-2005
She already gave me a copy of a "report" not the FICO score.
Thats what I'm particularly interested now, just wondering how far it went down due to me being out of work for 6 months and all.
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gmoney69
92 Posts
Member Since: 04/30/2004
Heathrow, FL
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Posted: 15:51 on 01-16-2005
Work history will not affect credit. It is recorded but your income is not on the credit report. Find a mortgage broker to review your credit with you, which would include your scores. The broker cannot give you a copy, but they can go over it with you, and you will know your scores.
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march200
1 Posts
Member Since: 08/11/2005Join march200's Network
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Posted: 01:04 on 08-16-2005
Can i get a credit report done
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RALPHN504
128 Posts
Member Since: 05/16/2003
Atlanta, GA
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Posted: 01:15 on 08-16-2005
hey this will help you--go to any radio shack or rite aid pharmacy and ask for their pre-paid master card-(www.mymccard.com-use the locator) bring $30-$9 to activate and $21 for initial credit line--then go to www.creditboards.com and for a credit report go to www.privacyguard.com and join and watch your credit score go up. hope this helps
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loyal357
6 Posts
Member Since: 07/03/2005
Tuscaloosa, AL
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Posted: 00:10 on 08-17-2005
I don't know what state you are in but it should be free for all states by now. Go to ****Must participate a while before posting URL's*** Now they have it where you can get one free credit report per year from all 3 credit bureaus. This is not a scam nor do you have to put in any credit card information.
Contact me if you need more info.
_________________
Bad credit, no credit, Good Credit loans....https://www.abfinancial.net/Default.aspx?ID=6201
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mojojojo_1
220 Posts
Member Since: 11/08/2004
Sacramento, CA
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Posted: 15:08 on 08-22-2005
https://www.annualcreditreport.com/
Is what should be there. They too do not print you FICO but with that info, you can go to a FICO estimator and they are damn accurate (myfico.com has a fico estimator). Credit counseling is seen the same as bankruptcy as far as home loans! Have a family member help. Good Luck
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shyla
1 Posts
Member Since: 01/07/2006Join shyla's Network
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Posted: 06:56 on 01-07-2006
To get a free credit report without a credit card go to ****Must participate a while before posting URL's***
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loon
1167 Posts
Member Since: 03/27/2003
Duluth, MN
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Posted: 07:27 on 01-07-2006
If you can get a Providian credit card, they include free online access to your (Transunion) credit score anytime, updated monthly. It's pretty slick, you can see this month how what you did last month affects your score.
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skeeter716
2 Posts
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Posted: 13:47 on 01-12-2006
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On 2005-01-16 14:26, Joe_Oh wrote:
I've been looking around at some "free credit report" sites and so far all the ones I been to want a credit card for the "free 30 day trial" thing, but I dont have any open credit card accounts because they're all in charge off and I'm working with a credit counselor to get them paid down.
<BR>
<BR>Anyhoo, is there anywhere I can get a credit check without having to try a 30 day trial thing? I already tried the sites that let you annually check your credit due to the new laws that passed recently.
<BR>
<BR>Thanx-
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skeeter716
2 Posts
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Posted: 13:48 on 01-12-2006
Quote:
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On 2005-01-16 14:26, Joe_Oh wrote:
I've been looking around at some "free credit report" sites and so far all the ones I been to want a credit card for the "free 30 day trial" thing, but I dont have any open credit card accounts because they're all in charge off and I'm working with a credit counselor to get them paid down.
<BR>
<BR>Anyhoo, is there anywhere I can get a credit check without having to try a 30 day trial thing? I already tried the sites that let you annually check your credit due to the new laws that passed recently.
<BR>
<BR>Thanx-
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DLBoyd4
1 Posts
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Posted: 23:17 on 05-10-2006
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On 2005-01-16 14:26, Joe_Oh wrote:
I've been looking around at some "free credit report" sites and so far all the ones I been to want a credit card for the "free 30 day trial" thing, but I dont have any open credit card accounts because they're all in charge off and I'm working with a credit counselor to get them paid down.
<BR>
<BR>Anyhoo, is there anywhere I can get a credit check without having to try a 30 day trial thing? I already tried the sites that let you annually check your credit due to the new laws that passed recently.
<BR>
<BR>Thanx-
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