View Full Version: Question Regarding SS Protocol On The 2nd Loan...

Question Regarding SS Protocol On The 2nd Loan...

ConfusedMomma
2008-01-27 21:21

Okay... we are finally seeing some movement! Please tell me what will likely be the next steps...

US Bank owns the 1st Loan (at $849,000)

US Bank does not know who owns the 2nd (but we know it's around $190,000)

We put in our offer at $800,000

US Bank is appraising the property this week. In the meantime, they are going to locate the Lender for the 2nd and let them know that a SS has been requested.

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Can you tell me what will likely happen next? Does the Lender on the 2nd usually just accept the loss or might we run into some 'walls' on this? Any feedback would be appreciated!

We've been waiting for 2 months and REALLY want this house!

Thank you! ~B

[ Edited by ConfusedMomma on Date 01/27/2008 ]


ArtMartin
2008-01-28 12:10

The second is harder to get approved but not impossible! Good luck.


pmatheson1
2008-01-28 12:54

Why are you lettiing the 1st do the communicating with the 2nd? The 2nd holder may feel it is in his best interest to take the 1st's deal and cut you out.

Deal with the 2nd yourself, the less he knows, the better it is for you.


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